TDCA

Bailey Glasser Wins Summary Judgment for Texas Borrowers over Illegal "Pay-to-Pay" Junk Fees

Retrieved on: 
Thursday, September 28, 2023
LLP, TDCA, Magistrate, Multimedia, District court, Pay, Collection, FHA, Court, Fidelity National Financial, Virginia General District Court, Insurance

WASHINGTON, Sept. 28, 2023 /PRNewswire/ -- Bailey & Glasser, LLP, on behalf of a class of consumers who were charged illegal fees just for paying their mortgages over the phone, won a significant summary judgment victory in a class action before a federal district court in Houston, Texas.

Key Points: 
  • WASHINGTON, Sept. 28, 2023 /PRNewswire/ -- Bailey & Glasser, LLP, on behalf of a class of consumers who were charged illegal fees just for paying their mortgages over the phone, won a significant summary judgment victory in a class action before a federal district court in Houston, Texas.
  • The lawsuit against Lakeview Loan Servicing and LoanCare, LLC alleges that they charged FHA mortgage borrowers illegal "Pay-to-Pay" fees, extra charges of up to $12 for processing monthly payments by phone.
  • The Bailey Glasser team, led by partners James Kauffman and Elizabeth Ryan, originally brought this case in May 2020, asserting that the collection of Pay-to-Pay junk fees violated the Texas Debt Collection Act (TDCA).
  • "This case is a big win for American consumers who struggle enough without being nickel-and-dimed by illegal junk fees," said lead counsel James Kauffman.