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Associated tags: Insurance, Property insurance, Fraud, Policy, State Farm, Life insurance, Injury, Pacific typhoon season

Locations: FLORIDA, STATE FARM

State Farm #1 for Affordability: Lowest Car Insurance Rates in 29 States

Retrieved on: 
Wednesday, November 29, 2023

TAMPA, Fla., Nov. 29, 2023 /PRNewswire/ -- Clearsurance.com recently published a report on the cheapest car insurance companies in the U.S. State Farm received the designation of cheapest insurance provider overall.

Key Points: 
  • TAMPA, Fla., Nov. 29, 2023 /PRNewswire/ -- Clearsurance.com recently published a report on the cheapest car insurance companies in the U.S. State Farm received the designation of cheapest insurance provider overall.
  • State Farm is the largest insurance provider, writing insurance policies in every state.
  • Other insurance providers may be cheaper in some states, but none come close to being the most affordable in 29 states, like State Farm.
  • Melanie Musson, a nationally recognized insurance expert with Clearsurance.com , explains, "The best insurance provider depends on each individual's needs and demographics.

Florida Ranks #1: Most Dissatisfied Home Insurance Customers

Retrieved on: 
Monday, September 25, 2023

TAMPA, Fla., Sept. 25, 2023 /PRNewswire/ -- Clearsurance.com's recent report on homeowners insurance in Florida shows that customers in Florida are more dissatisfied than customers in any other state.

Key Points: 
  • TAMPA, Fla., Sept. 25, 2023 /PRNewswire/ -- Clearsurance.com's recent report on homeowners insurance in Florida shows that customers in Florida are more dissatisfied than customers in any other state.
  • There are several issues that Florida homeowners encounter that make their home insurance situation more challenging than in other states.
  • According to Clearsurance.com , since Hurricane Andrew, the home insurance market in Florida went from 6% local providers to 70% local providers.
  • Many national home insurance providers have pulled out of the Florida market because of the high risk of claims.

AAA Roadside Assistance Named Top Provider

Retrieved on: 
Tuesday, July 25, 2023

The annual rate for roadside assistance coverage ranges from $30 to $200, and the level of coverage reflects this price discrepancy.

Key Points: 
  • The annual rate for roadside assistance coverage ranges from $30 to $200, and the level of coverage reflects this price discrepancy.
  • Current customers should consider adding this coverage option to their policies as it costs only about two dollars a month.
  • Melanie Musson, a nationally recognized insurance expert with Clearsurance.com, reminds readers, "Considering one towing charge can easily cost $100, an inexpensive roadside assistance plan would pay for itself even if a customer only files one claim in three years."
  • For frequent travelers, it's hard to beat the savings these roadside coverage providers offer for travel-related expenses.

$40 Billion in Insurance Fraud Leading Contributor to Increased Premiums

Retrieved on: 
Monday, March 27, 2023

A nationally recognized insurance expert, Melanie Musson, reminds readers, "While policyholders can't control all factors related to increased insurance rates, there are steps they can take to keep their insurance premiums affordable."

Key Points: 
  • A nationally recognized insurance expert, Melanie Musson, reminds readers, "While policyholders can't control all factors related to increased insurance rates, there are steps they can take to keep their insurance premiums affordable."
  • Insurance fraud costs the industry $40 billion annually and contributes significantly to higher consumer premiums.
  • While staged accidents, fabricated injuries, and unnecessary lawsuits play a primary role, many people are surprised by how much soft fraud impacts insurance premiums.
  • While consumers can't control the weather, they can take other steps to lower their insurance premiums, including the following:

Home Insurance is 7 Times More Expensive in Midwestern States

Retrieved on: 
Thursday, November 3, 2022

Several states on the list of most expensive home insurance are in the midwest.

Key Points: 
  • Several states on the list of most expensive home insurance are in the midwest.
  • One of the risks of living in the midwest is damage from tornados, and standard home insurance policies cover that kind of damage.
  • Melanie Musson, a nationally recognized home insurance expert with Clearsurance.com, explains, "Home insurance rates are very competitive between providers.
  • Read the entire state-by-state insurance provider analysis here: The Cheapest (and Best) Homeowners Insurance Companies in 2022 with Customer Ratings.

Considering DIY Home Improvement? Finger Injuries Cause the Most Hospital Visits, Clearsurance.com Analysis Shows

Retrieved on: 
Thursday, April 28, 2022

TAMPA, Fla., April 28, 2022 /PRNewswire/ -- In a recent study analyzing emergency room (ER) visits related to home improvement projects, Clearsurance.com found 24,534 injuries were severe enough to require a hospital stay.

Key Points: 
  • The top three most common causes of home improvement injuries were manual tools (107,285), power saws (83,141), and other miscellaneous equipment (42,586).
  • It's critical to know how to use tools properly, incorporate safety equipment, and wear appropriate clothing to avoid injuries.
  • Adams reminds homeowners that having an injury requiring even a quick trip to the ER could cost thousands of dollars if you don't have health insurance.
  • Learn more about the study here: Home Improvement Injuries: An ER Visit Analysis
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